When buying property in Europe most people are usually offered holiday home insurance cover provided by a favoured local insurer, property agent or lawyer. Of course it is too easy to say "Yes" at the time, but the cover offered may not be suitable or correctly tailored for you and the policy may well be in a foreign language...…not helpful at all when it comes to making a claim!

Your holiday home is a major investment and for much of the year it is rented out or left unoccupied. It is situated hundreds, even thousands of miles away and when things go wrong you need to be able to resolve matters with someone who is sympathetic with your problems and special requirements.

The inherent risks of owning a property abroad are quite different to those of your main UK residence. There is a real need for an insurance policy written in plain English, paying particular attention to the special requirements for holiday and second homes and providing the widest scope of cover possible…. Holiday Homes Insurance is designed to precisely match that need.

James Hampden Insurance, International Insurance Brokers based in the UK, have arranged this cover and are happy to advise you on how it can be customised to your individual requirements. We can communicate with you electronically through this website or by phone or fax….whichever you prefer.

The policy, which is underwritten by Hiscox - a specialist UK insurer, offers Buildings and Contents cover but is flexible so that owners do not end up paying for what they do not need - not every property has a swimming pool! Certain features are considered to be of vital importance, and therefore cover for loss of use, legal liability for domestic staff, public liability and accidental damage to domestic supplies are included as standard. A further helpful addition ensures that all local taxes on overseas properties are included within the premium.

Greece

Italy

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